Equipment Capital Division · Dealer Partner Program
Close More Equipment Sales
Without Changing Your Current Financing Program.
ITM is a secondary financing resource for equipment dealers. Keep working with your primary lender — when a deal is declined or falls outside their box, send it to us. No cost, no contract, no minimums.
- Keep your primary lender
- No cost · No contract · No minimums
- Same or next business day initial assessment
Meet The Founder
Why We Built The Equipment Capital Division.
A two-minute look at what ITM does, who it's for, and how dealer partners use us to recover sales that would have otherwise walked off the lot.
Press play — sound on.
The Challenge
Every Dealer Loses Deals To Financing.
Declines Cost Sales
When your primary lender says no, the customer walks. The unit sits. The commission disappears.
Outside-The-Box Deals
Newer businesses, mixed credit, unusual collateral — strong customers your primary program isn't built for.
A Backup, Not A Replacement
ITM activates only when your primary program can't get it done. You stay in full control of the relationship.
How It Works
A Simple Secondary Path.
- 01
Stay With Your Primary
Run your current financing program exactly as you do today.
- 02
Submit Any Deal
New deals or ones a previous lender declined — send the basics to ITM.
- 03
We Source Options
Our team works the file through our lender network.
- 04
Initial Assessment
Same or next business day initial assessment back to you.
- 05
Customer Decides
Customer reviews any offers and chooses whether to move forward.
- 06
Dealer Gets Paid
If a deal funds, you get paid for the equipment sale.
“Every dealer has a stack of deals their primary lender wouldn't touch. Our job is to give that stack a second look — without changing a single thing about how the dealership already operates.”
Travis Toussaint
Founder · ITM Equipment Capital Division
Dealer Partners Receive
A No-Cost Secondary Resource.
Speed
Move On Deals Fast
- Same or next business day initial assessment
- Simple quick-deal submission form
- A dedicated point of contact at ITM
Cost
Nothing To Lose
- No setup fees, monthly fees, or minimums
- No contract — use us when it helps
- Optional co-branded customer application link
Coverage
Built For Equipment
- Outlet for new deals and ones declined elsewhere
- Access to our equipment-finance lender network
- Construction, forestry, ag, trailers, trucks, attachments
FAQ
What Dealers Ask Us First.
Is this replacing my current lender?+
No. ITM is a secondary resource. Your primary financing program stays exactly as it is. We only get involved when you choose to send us a deal.
What does it cost the dealership?+
Nothing. No setup fees, monthly fees, or volume minimums. There is no contract to sign to start sending deals.
Are approvals guaranteed?+
No. ITM is not a lender and does not guarantee approval, funding amounts, rates, or terms. Every submission is subject to underwriting and lender approval.
How fast will I hear back?+
Same or next business day initial assessment on most submissions. Final lender decisions depend on the file and the lender.
What kinds of deals should I send?+
Deals your primary program declined, deals outside their credit box, or customers asking for options you can't currently offer.
What equipment categories do you cover?+
Construction, forestry, agricultural, trailers, commercial trucks, heavy equipment, attachments, and related categories.
Does the customer have to apply through ITM?+
Only if they want financing. The customer chooses whether to submit an application and whether to accept any options presented.
How do I get started?+
Complete the short Dealer Partner form. A team member will follow up to confirm the relationship and walk through how to submit deals.
Add A Secondary Financing Resource.
No cost. No contract. No minimums. Keep your primary lender — and stop losing deals you don't have to.
Takes 2 minutes· Same-day response· No contract required